Strategic intelligence for entrepreneurs

Your books show the past.
PMCaVa predicts your future.

The AI-powered platform that turns your accounting data into 13-week forecasts, flags cash risks before they hit, and runs your client pipeline — all in one place.

Start free See how it works

Free forever plan · No credit card required · 20 AI credits included

PMCaVa financial health dashboard showing cash position, 13-week forecast, and vCoach AI insights
11,000+ banks connected via Plaid
Seconds to categorize a month of transactions
Free to start — no credit card needed

Which one is you?

Before you invest $40,000 and 18 months into an unvalidated idea:

  • Compare optimistic, realistic, and pessimistic scenarios side-by-side
  • Generate investor-ready business plans in hours, not weeks
  • Spot fatal flaws before they cost you your savings

→ Know if your business will work before you quit your day job.

Your accounting software tracks what happened. PMCaVa tells you what's coming:

  • 13-week cash forecast — see shortfalls before they happen
  • AI categorizes transactions in seconds — not 10-hour manual sorts
  • vCoach AI learns your patterns and flags anomalies automatically

→ Stop flying blind. Start making data-driven decisions.

Everything in one platform

Validate ideas. Run operations. Scale strategically. PMCaVa replaces five separate tools.

Financial models

NPV · IRR · 5-year forecasts

Health dashboard

Real-time KPIs · AI insights

Business plan builder

Investor-ready in hours

vCoach AI

Learns your business patterns

CRM & leads

Hot / Warm / Cold scoring

Invoicing

Draft → Sent → Paid tracking

Receipt OCR

Snap it · AI reads it · Done

Budgeting

Actual vs budget · Fiscal year

Bank sync

11,000+ banks via Plaid

Business model canvas

9 blocks · vCoach auto-fill

SWOT & strategy

Know your competitive edge

Task log

AI-generated · Urgency-ranked

From lead to paid — without switching apps

PMCaVa connects your client pipeline, invoicing, and collections in one seamless flow.

Step 1
Add a lead

vCoach scores prospects Hot / Warm / Cold and suggests the next action.

Step 2
Convert to invoice

One click to invoice. Tax rates, product catalog, and PDF delivery built in.

Step 3
AI chases payment

Overdue? vCoach drafts a firm-but-polite reminder. You approve, it sends.

Advisor portal

Your accountant gets a read-only window. Nothing more.

Invite your accountant, financial advisor, or business partner to review your financials through a secure, time-limited portal. They see everything they need — and can't touch a single number.

  • Read-only access — no editing, no transactions
  • Access expires automatically after 7, 14, or 30 days
  • Full audit log of every page viewed
  • Secure magic-link invite — no password sharing
Three-step advisor access flow: owner invites, advisor views read-only dashboard, data stays protected

Simple, transparent pricing

Start free forever. Upgrade when you're ready.

Free

$0 forever
  • 20 AI credits to explore
  • Business plan builder
  • Financial calculator
  • 1 project
Start free →
Most popular

Basic

$80 CAD / mo
  • 600 credits / month
  • Everything in Free
  • Bank sync (Plaid)
  • Invoicing & CRM
  • Receipt OCR
Start Basic →

Premium

$160 CAD / mo
  • 1,200 credits / month
  • Everything in Basic
  • Advisor access portal
  • Unlimited projects
  • Priority support
Start Premium →

All prices in CAD. View full pricing details →

Your first 20 credits are free.
No setup. No credit card.

Join entrepreneurs who stopped guessing and started knowing.

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Bank-level security

Encrypted at rest & in transit

Works with your tools

Integrates with major platforms

AI that learns you

Gets smarter every week

Entrepreneur support

We speak your language